Many associate the need for an SR-22 with drivers who have a DUI on their record. If this is the case for you, read about DUI insurance. In reality, the SR-22 can be required for a variety of reasons, depending on where you live.
Common circumstances that result in an SR-22 requirement include the following: > DUI or DWI or other major alcohol violation conviction > Serious moving violation conviction, such as reckless or negligent driving > Several traffic offenses in a short time period > Driving without insurance conviction > Being involved in an accident while driving without insurance > Being caught by the state not carrying car insurance on your registered vehicle > A requirement for you to obtain a hardship or probationary license > A requirement to reinstate your driver's license after a suspension or revocation Meeting the SR-22 requirement can help you get your license and/or registration reinstated and thus get you back on the road. You'll know it's required when you're informed by the court or state. The notification should inform you why an SR-22 is required, the insurance requirements and how long the SR-22 form must stay on file with the state. A form called the FR-44 is similar to the SR-22 but requires drivers to carry much higher liability limits. It is currently only required in Florida and Virginia for drivers who have been convicted of certain alcohol-related violations. |